Considering the size of potential fire protection-based claims, it is recommended to have Commercial Umbrella Liability Insurance which provides coverage for costs of a claim that exceed policy limits.
Suppose your fire protection contracting company manufactures/fabricates fire suppression or detection products. In that case, you may also need to include Product Liability Insurance to protect you from claims related to your products.
Other Coverages for Fire Protection Contracting Companies
- Commercial Property Insurance
- Commercial Auto Insurance / Commercial Vehicle Insurance
If you work within this industry, protecting yourself from the dangers of working with fire suppression is critical. While you might do your best to ensure all work is performed correctly, you can’t predict when accidents will occur or when someone might try to hold you financially responsible for something that was not your fault. This is why you must take extra care not only in your work but in protecting yourself and making sure you have the right fire protection contractor insurance plan.